Housing Insights Central

Saving up for a house down payment can take a long time—sometimes decades, depending on where you live in the United States. While buying a home may seem out of reach for many, there are some states where ach...

Finding the right home can be a difficult and time-consuming process. From researching locations to deciding on the perfect floor plan, there are many variables to consider. To make the process easier...

  Navigating the labyrinth of housing programs, seeking professional advice, and making well-informed decisions are crucial steps to becoming a homeowner. It is ultimately up to each indi...

When it comes to housing, you have two main options: renting or owning. There are advantages and disadvantages to both options. It is important to think through your individual needs and financial situatio...

The Parish Heights housing development project in Corning has secured a substantial grant of $4.9 million from the state, signifying a major advancement in providing permanent housing for form...

Are you thinking about buying a home in 2026? You’re probably wondering what will happen with mortgage rates next year. Here’s what experts are predicting—and what it might mean for you.   Mortgage Rates ...

Spending time at home becomes more common in retirement. This is a period when many retirees find their homes need changes to match their new lifestyle and possibly changing health needs. For those aged 65 and above,...

Buying a home is one of the best investments today if only you find the right one. Choosing the wrong house can affect your financial health because you will spend a lot of money and regret it. Therefore, you must understand the...

This past week, the average 30-year mortgage rate climbed to over 7%. In 2022, mortgage rates more than doubled while housing prices remained high. These trends reflect some of the challenges of finding affordable housing in 2023. The issue of a...