Housing Insights Central

California has a program called the California Climate Credit that helps residents save money on their utility bills. This credit is given as a discount directly on your electricity or natural gas bill with no extra paperwor...

The building of new homes declined slightly in December 2022. High mortgage rates were most likely to blame. This decline in new home construction indicates a slowdown in the housing market in 2023. With ...

Navigating the ever-changing housing market can be difficult, especially when applying for a mortgage. Home prices and interest rates can fluctuate drastically; thus, it's critical to stay informed ...

The challenge of securing safe and affordable housing continues to grow in communities worldwide, prompting individuals and organizations to seek innovative solutions and advocate for change. With the guidance of Hab...

The challenge of securing affordable housing is well-known, and housing choice vouchers aim to alleviate this by assisting lower-income families with housing costs.  However, it's disheartening to learn that thes...

Spending time at home becomes more common in retirement. This is a period when many retirees find their homes need changes to match their new lifestyle and possibly changing health needs. For those aged 65 and above,...

In America, the number of older adults is on the rise, with about 55.8 million people, or one out of six, being 65 or older as of 2020. A recent study from the Urban Institute has shone a light on how budget cuts to the De...

There's a bit of positive news for people who own their homes: thanks to a new law, they could start saving a lot more on their taxes. This change is a part of a big new bill that has made some adjustments to gove...

The sky-high cost of housing in Santa Barbara County is pushing many long-time residents to their breaking point. With the average rent for a 1-bedroom apartment hovering around $2,0...