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Housing Insights Central

Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.

How Selected Households Can Save on Utility Bills

California has a program called the California Climate Credit that helps residents save money on their utility bills. This credit is given as a discount directly on your electricity or natural gas bill with no extra paperwor...

Rent Stabilization: A Guide to Affordable Housing and Tenant Protections

A rent-stabilized apartment is a rental home where the government limits how much the rent can go up. Because landlords can only raise rent by a set amount each year, rent-stabilized apartments can ...

Home Buying Programs for People with Disabilities

Buying a house can seem like a challenging task, especially for individuals living with disabilities. However, there are special home loans and grants to make the process easier and more affordable.   Can You Buy a Ho...

Reno Housing Authority Expands Access to Affordable Homes: Applications Open Until April 25th

Today, the group in charge of helping people find affordable homes in Reno has good news.  They're letting more people sign up for a chance to get an affordable house o...

Tips on How to Survive and Overcome the Section 8 Waitlist

Securing a spot in the Section 8 housing program is a sigh of relief for many, but the path leading up to it is loaded with waiting times and ambiguity.  As states are starting to accept applications for their...

Understanding the 50-Year Mortgage Proposal

President Donald J. Trump's administration has suggested a new idea to make homes more affordable: allowing mortgages that last 50 years instead of the usual 30 years. This proposal aims to help people manage today’s ...

What is Co-Buying and How is it Reshaping Homeownership

Gen Z isn’t just dreaming about owning homes—they’re taking innovative steps to make it happen. One of these strategies is co-buying, where two or more people, such as close friends, family members, o...

5 Best Mortgage Lenders for First-Time Home Buyers (October 2025)

Buying your first home can be tricky, so picking the right mortgage lender is important. Here are five of the best options, explained in simple terms:   1. Rocket Mortgage   Available Natio...

These 10 States Make It Easier to Save for a Down Payment

Saving up for a house down payment can take a long time—sometimes decades, depending on where you live in the United States. While buying a home may seem out of reach for many, there are some states where ach...