Housing Insights Central
Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.
Exploring Government-Backed Loans for First-Time Homebuyers
The housing market is constantly changing and more first-time homebuyers are opting for government loans to purchase their initial properties. According to the Mortgage Bankers Association (MBA), there is a nota...
How Selected Households Can Save on Utility Bills
California has a program called the California Climate Credit that helps residents save money on their utility bills. This credit is given as a discount directly on your electricity or natural gas bill with no extra paperwor...
Can You Buy a House Without Putting Any Money Down?
The answer is yes, especially, if you're buying a house for the first time. There are special loans meant just for first-time buyers that don't require you to put any money down at all, and various programs designe...
VA Benefits for Specially Adapted Housing: How Veterans Can Apply for Housing Grants
The Department of Veterans Affairs (VA) offers housing grants to veterans who have disabilities related to their military service. These grants help veterans buy, build, or make changes ...
Your Guide to Housing Counselors: How They Help You Buy a Home
Buying a home is a huge milestone, but it can also feel overwhelming—especially if it is your first time. If you aren't sure where to start or how to manage your finances, a housing counselor can be...
Homeownership Slipping Away for Young Americans
Many Americans who don't already own a home feel that becoming a homeowner is becoming an impossible goal. According to a recent survey from Northwestern Mutual, over half of these non-homeowners (53%) believe that owning ...
Guide to Applying for Public Housing: Steps and Essential Information
Public housing provides affordable and safe rental homes for low-income families, the elderly, and people with disabilities. If you think you might qualify and are interested in applying, here’s wha...
New Help for Homeowners to Prevent Losing Their Homes
The Department of Housing and Urban Development (HUD) has made changes to help people with FHA (Federal Housing Administration) insured single-family home loans keep their homes when they have trouble paying their mortga...
Mortgage Rates Dip: What This Means for House Hunters in an Unsteady Economy
In a bit of good news for those looking to buy homes, mortgage rates have seen a slight decrease. The rate for a standard 30-year mortgage has dropped to 6.85%, a slight ease for buyers in today...